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How Much Does Surrogacy Cost? A Comparative Analysis from USA to India

The journey of surrogacy opens an incredible pathway to parenthood. Yet, an inevitable question for intended parents is, “How much does surrogacy cost?” In this comprehensive guide, we compare surrogacy costs in different regions, including the USA, India, Ghana, and Ukraine, alongside an overview of the associated legal risks.

What is Surrogacy?

Surrogacy involves a woman, known as the surrogate, carrying, and delivering a child for another individual or couple, the intended parents. It is a solution for those unable to conceive or carry a child due to various medical or personal reasons.

Factors Influencing the Cost of Surrogacy

The cost of surrogacy varies due to factors like the type of surrogacy, agency fees, medical expenses, legal fees, and the surrogate’s compensation.

How Much Does Surrogacy Cost? The Factors Involved

Before diving into the numbers, it is important to know that the cost of surrogacy can vary based on several factors:

  1. Type of Surrogacy: Costs differ depending on whether it is traditional or gestational surrogacy.
  2. Surrogacy Agency Fees: Fees charged by surrogacy agencies for their services.
  3. Medical Costs: Expenses related to the medical process, including IVF and prenatal care.
  4. Legal Fees: Costs for legal representation and contract development.
  5. Surrogate Expenses: Compensation to the surrogate, along with related expenses such as travel, maternity clothing, and health insurance.

The Cost of Surrogacy in the USA

In the USA, the cost of surrogacy can range from $100,000 to $150,000, or even more. This is largely because of high medical and legal expenses, as well as the surrogate’s compensation. Here is a rough breakdown:

  • Agency Fees: $20,000 – $40,000
  • Medical Costs (including IVF): $20,000 – $30,000
  • Legal Fees: $10,000 – $15,000
  • Surrogate Compensation: $35,000 – $60,000
  • Other Expenses (travel, insurance, etc.): $10,000 – $15,000

Please note these costs are estimates and can vary based on specific circumstances.

Legal Risks in the USA

The USA’s surrogacy laws are complex, with varying regulations across different states. Some states fully permit and regulate surrogacy, while others restrict or even ban the process. It is crucial to consult with a legal expert to understand the specific laws applicable to you.

The Cost of Surrogacy Overseas

Surrogacy costs in other countries can be significantly lower than in the USA, due to reduced medical and surrogate compensation expenses. For instance, in countries like Ukraine and Georgia, the cost of surrogacy can range between $50,000 and $70,000. Here is an estimated breakdown:
  • Agency Fees: $5,000 – $10,000
  • Medical Costs (including IVF): $10,000 – $35,000
  • Legal Fees: $5,000 – $10,000
  • Surrogate Compensation: $15,000 – $30,000
  • Other Expenses (travel, insurance, etc.): $5,000 – $10,000
However, it is essential to consider legal aspects when pursuing surrogacy overseas, as laws can vary from country to country.

Surrogacy Cost in India

India has been a popular destination for surrogacy due to lower costs, averaging around $39,000.

Legal Risks in India: However, India has tightened its laws on surrogacy, limiting it to ‘altruistic surrogacy’ for Indian heterosexual couples who cannot conceive a child. As of now, commercial surrogacy is banned, and foreign couples cannot seek surrogacy in India, highlighting the importance of understanding the legal landscape.

Surrogacy Cost in Ghana

In Ghana, the average cost of surrogacy is around $49,000, making it a more affordable option compared to the USA.

Legal Risks in Ghana: While surrogacy is practiced in Ghana, the country does not have specific laws regulating it. This legal ambiguity can potentially lead to ambiguity and should be considered by the intended parents.

Surrogacy Cost in Ukraine

Ukraine has become an attractive option for surrogacy with costs ranging between $40,000 and $60,000.

Legal Risks in India: Despite Ukraine’s favorable laws regarding surrogacy, the ongoing political instability and conflict pose significant risks. It is critical to stay updated on the current situation and understand how it could potentially affect the surrogacy process.

The Role of Surrogacy Agencies

While surrogacy agencies do add to the overall cost, they play a pivotal role in guiding intended parents through the complex journey of surrogacy. They provide surrogate screening, legal support, and assistance with medical procedures.

The Importance of Choosing the Right Surrogacy Agency: Surrogacy4All

Choosing a surrogacy agency like Surrogacy4All can simplify and secure the surrogacy journey. Being an FDA registered agency, licensed in the USA, and in operation since 2008, Surrogacy4All offers a wealth of experience and a proven history with hundreds of successful surrogacies.

Surrogacy4All provides a full range of services, including comprehensive surrogate screenings, coordination of legal support, and assistance with medical procedures. Their resolute team is committed to guiding intended parents through each step of the surrogacy process, ensuring a stress-free and rewarding experience.


While understanding “how much does surrogacy cost?” is crucial for prospective parents considering surrogacy, it is equally important to consider the overall value of partnering with a reputable and experienced agency like Surrogacy4All. The financial commitment towards surrogacy is indeed significant, but with the right guidance, it becomes a rewarding investment into the most profound joy of parenthood.

Who we are?

We are a leading global surrogacy and egg donation agency, offering personalized, physician-guided, affordable services since 2008.

We offer American standard IVF services overseas for only $49,000, the lowest worldwide cost, and similar services in the USA for $120,000+.

Our practice was set up in 2008 and is fully insured and licensed by the State of New York.

Our medical practice in New York, near Mt. Sinai Hospital in NYC, provides reproductive medicine support to Intended Parents looking for non-donor options for medical issues.

We provide surrogacy services under and egg donation services under For further assistance please contact us at 1-212-661-7177 or email us at


Receiving government financial assistance, like welfare or Section 8 Housing, could affect your eligibility to become a surrogate. Surrogacy income might impact your benefits, so be aware of any restrictions on surrogacy and government assistance.

In New York, surrogates are compensated with a base fee of $55,000, paid in eight installments after confirming a fetal heartbeat. Additional reimbursements cover out-of-pocket medical expenses, a monthly fee of $350, and other costs such as maternity clothes. Total compensation for surrogates in New York generally falls between $40,000 and $85,000.

To be a surrogate, you must be aged 21-43, have a prior healthy pregnancy, be a U.S. citizen, non-smoker, and non-drug user. Good physical and mental health, a stable home, and reliable transportation are essential. Explore our surrogate requirements for more details.

Yes, Surrogacy4All offers IPs several options for financing the cost of surrogacy and egg donation.

In New York, the cost of surrogacy can range from $100,000 to $120,000, or even more. This is largely because of high medical and legal expenses, as well as the surrogate’s compensation.

Surrogacy4All offers cutting-edge international surrogacy services, ensuring top-notch IVF and surrogacy options for Intended Parents of any age, gender, or ethnicity, all at the most affordable rates worldwide.