What Health Insurance May Cover for IVF & Surrogacy

What Your Health Insurance May Cover for IVF and Surrogacy

Prior to your appointment to see us at surrogacy4All, in person or on Zoom, please email us a copy of your health insurance card to info@surrogacy4all.com .

Our insurance specialist will contact your insurance company so we can help determine how to maximize your coverage benefits to pay for infertility treatments.

Understanding insurance coverage for IVF (In Vitro Fertilization) and surrogacy can vary depending on your specific insurance plan and location. Here is a general overview of what health insurance may cover for these procedures:

1. IVF Coverage

Coverage for IVF varies among insurance plans, and not all plans provide coverage for fertility treatments. However, some insurance plans may offer partial or full coverage for IVF procedures. Here are some aspects to consider:

It is crucial to review your insurance policy or contact your insurance provider directly to understand the specific coverage and limitations for IVF under your plan.

2. Surrogacy Coverage

Coverage for surrogacy is less common and is often not included in standard health insurance plans. However, some insurance plans may provide coverage for certain aspects related to surrogacy:

Keep in mind that insurance coverage for surrogacy varies significantly, and it is important to review your insurance policy and consult with your insurance provider to understand what may be covered.

See for more information:


3. Additional Considerations

Even if your insurance plan does not provide coverage for IVF or surrogacy, there may be other options to explore:

It is crucial to discuss your specific situation with your insurance provider and consider consulting with a fertility specialist and a reproductive law attorney who can provide guidance on insurance coverage and financial options tailored to your needs.