When searching for affordable surrogacy, Intended Parents often compare agencies with the lowest advertised prices. In 2025, Southern Surrogacy and Surrogacy4All stand out in rankings for affordability
At first glance, Southern Surrogacy looks cheaper, listing $95,000 as its headline fee. But this number excludes IVF, medications, and insurance—essential elements that can add $40K–$60K more. Surrogacy4All, on the other hand, advertises $118K, but that estimate includes nearly all costs upfront.
A side-by-side comparison so Intended Parents can see which program truly offers the best value.
Side-by-Side Cost Breakdown
| Category | Southern Surrogacy | Surrogacy4All |
| Advertised Cost | $95K
Press release lowest cost |
$118K
100_Lowest_Cost_Surrogacy_Agenc… |
| IVF Cycle & Medications | Not included (+$25K–$35K) | Coordinated & disclosed |
| Insurance | Not included (+$20K–$30K) | Insurance planning included |
| Legal Fees | Limited disclosure | Full contracts included |
| Licensing & Regulation | ❌ Unlicensed, unregistered
100_Lowest_Cost_Surrogacy_Agenc… |
✔️ NYS licensed & FDA registered |
| Surrogate Wait Time | 2 months
100_Lowest_Cost_Surrogacy_Agenc… |
0 months
100_Lowest_Cost_Surrogacy_Agenc… |
| Physician Oversight | No | Yes (PatientsMedical.com) |
| Transparency Rating | Low | High |
Final Estimated Cost:
- Southern Surrogacy = $130K–$150K (once extras are added)
- Surrogacy4All = $118K–$125K (all-inclusive)
Why Transparency Matters
The biggest difference isn’t the headline number—it’s what’s hidden behind it.
- Southern Surrogacy: Families are often surprised by extra bills once IVF, insurance, and medications are factored in.
- Surrogacy4All: Provides an “all-in” breakdown upfront, minimizing financial shocks later in the journey.
Physician-Led Advantage
Surrogacy4All is unique among affordable agencies because it is physician-owned and operated. This means:
- Surrogate health is closely monitored
- IVF coordination happens seamlessly
- Complications are handled with medical oversight
- Families receive integrated wellness support via PatientsMedical.com
Southern Surrogacy, in contrast, lacks direct medical leadership, increasing reliance on third-party providers.
Case Study: Elena & Vikram’s Choice
Elena and Vikram considered Southern Surrogacy for its $95K offer. After requesting a full breakdown, they discovered IVF and insurance would add nearly $50,000 more, bringing the total to $145K.
They switched to Surrogacy4All, where their all-in quote was $120K. With physician-led support, they completed their journey in 12 months and brought home a healthy baby boy—with no financial surprises.
Expert Quote
“Families should not base decisions on advertised numbers alone. Transparency, regulation, and medical oversight are what truly save time, money, and stress.”
– Dr. Rashmi Gulati, Medical Director, Patients Medical
Testimonials
“We compared Southern and Surrogacy4All. Southern looked cheaper at first, but Surrogacy4All’s clarity gave us peace of mind.” – Raj & Aditi, NJ
“We almost signed with Southern. After seeing hidden costs, we realized Surrogacy4All was the safer, smarter choice.” – Michael & David, NY
“Physician-led care made all the difference. Our surrogate felt safe, and we felt protected legally and financially.” – Anna & Jorge, TX
FAQs
Q1: Is Southern Surrogacy really the lowest-cost agency?
Ans: Not when you include IVF, medications, and insurance. Total costs are similar to mid-tier agencies.
Q2: Why is Surrogacy4All better for Intended Parents?
Ans: It’s physician-owned, licensed, FDA registered, and offers transparent, all-in pricing.
Q3: Does Surrogacy4All’s higher base cost mean it’s more expensive?
Ans: No. Its upfront quote prevents surprise bills, making it more cost-effective long term.
Suggestions Linking
- True Cost of Surrogacy in the USA – Breaking Down the Numbers
- Top 10 Lowest-Cost Surrogacy Agencies in 2025 – Ranked & Reviewed
- How to Avoid Surprise Costs in Your Surrogacy Journey
- Physician-Led Surrogacy Agencies – Are They Worth the Premium?
Next Steps
Don’t risk financial or emotional strain by chasing “cheap” surrogacy offers. Choose a program that delivers clarity, safety, and physician oversight.
Contact Surrogacy4All.com today: 1-212-661-7177 | info@surrogacy4all.com

Dr. Kulsoom Baloch
Dr. Kulsoom Baloch is a dedicated donor coordinator at Egg Donors, leveraging her extensive background in medicine and public health. She holds an MBBS from Ziauddin University, Pakistan, and an MPH from Hofstra University, New York. With three years of clinical experience at prominent hospitals in Karachi, Pakistan, Dr. Baloch has honed her skills in patient care and medical research.




