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Posted on October 31, 2025

By Dr. Kulsoom Baloch

Surrogacy Costs in the USA vs. Canada, Mexico & Georgia

Surrogacy costs vary dramatically by country. In 2025, families are often tempted by low-cost programs abroad, but many fail to account for hidden expenses, legal risks, and health care differences.

This blog compares surrogacy in the USA, Canada, Mexico, and Georgia—breaking down cost, safety, and outcomes so you can make an informed choice.

Cost Comparison by Country

Country Advertised Cost Final All-In Cost Wait Time for Surrogate Key Risks
USA $120K–$130K $120K–$130K 0–3 months Higher upfront, but safest and fastest
Canada $80K–$100K $110K–$130K 3–12 months Altruistic only, fewer surrogates
Mexico $50K–$70K $90K–$110K 3–6 months Contracts not enforceable in all states
Georgia $45K–$60K $85K–$100K 3–9 months Uncertain due to war & political instability

Result: “Cheap” countries often double in cost once IVF, travel, and legal hurdles are added—matching or exceeding U.S. prices.

🇺🇸 Surrogacy in the USA

  • Physician-led, licensed agencies like Surrogacy4All
  • All-in cost accurate: $120K–$130K
  • Contracts enforceable in most states
  • Insurance now covers IVF under 2025 Executive Order
  • Shortest matching times

🇨🇦 Surrogacy in Canada

  • Altruistic only → surrogates cannot be paid beyond expenses
  • Limited surrogate availability (waiting 3–12 months)
  • Legal and medical standards strong
  • Final cost similar to U.S. once wait times and travel are included
  • Partner clinics: Create IVF (Toronto)

🇲🇽 Surrogacy in Mexico

  • Advertised at $50K–$70K
  • Final cost rises due to legal hurdles and multiple trips
  • Contracts not recognized in all Mexican states
  • Some parents face difficulties obtaining U.S. passports for newborns
  • Quality of medical care varies widely

🇬🇪 Surrogacy in Georgia

  • Costs appear lowest ($45K–$60K)
  • Travel costs + multiple IVF cycles raise final cost above $90K
  • Political instability after Russia–Ukraine war has made programs riskier
  • Reports of agencies closing unexpectedly, leaving families stranded

Case Study: Alice Avoids Going Abroad

Alice once considered going abroad for a “cheap” program. She instead chose an attorney-owned agency in the U.S. with good Google reviews. But when she faced pregnancy pain at 4:00 a.m., she was met with an answering service saying the office was closed. Alone, she went to the ER and suffered a miscarriage.

When she later switched to Surrogacy4All, she was given a physician’s cell number for 24/7 support. She now tells others:

“The peace of mind of being in a physician-led U.S. program was priceless. Don’t risk your journey to save a few dollars abroad.”

Key Factors Beyond Cost

Legal Certainty

  • USA & Canada: Strong protections
  • Mexico & Georgia: Risk of non-enforceable contracts

Medical Safety

  • USA: Strict FDA regulations
  • Mexico/Georgia: Standards vary; oversight limited

Insurance Coverage

  • USA: IVF often covered (2025 reform)
  • Canada: Some provincial coverage
  • Abroad: Parents pay all costs

Exit Strategy for International Parents

  • USA/Canada: Straightforward passport issuance
  • Mexico/Georgia: Delays common, sometimes months

Expert Quote

“Families drawn to low-cost programs abroad often end up spending the same—or more—once hidden costs and legal challenges surface. The U.S. remains the safest and most predictable option.”
Dr. Rashmi Gulati, Medical Director, Patients Medical

Testimonials

“We almost chose Georgia for $50K. Friends warned us of political risks. Surrogacy4All gave us a safer $122K plan in the U.S.—and a healthy baby.”Raj & Anika, NJ

“Mexico seemed cheaper, but the legal uncertainty scared us. Surrogacy4All’s physician-led team made everything simple.”Daniel & Priya, TX

“Canada was appealing, but the wait list was too long. Surrogacy4All matched us in just two months.”Emily & David, NY

FAQs

Q1: Is surrogacy really cheaper abroad?

Ans : It looks cheaper upfront, but travel, IVF, and legal issues often erase the savings.

Q2: What’s the safest country for surrogacy?

Ans : The USA, thanks to licensing, physician oversight, and enforceable contracts.

Q3: What about international parents?

Ans : U.S. citizenship for babies is immediate and guaranteed—unlike Mexico or Georgia.

Suggestions links

Next Steps

Don’t gamble with your family’s future by chasing “cheap” abroad. Choose a licensed, physician-led U.S. agency with proven transparency, safety, and outcomes.

Contact Surrogacy4All.com today:
Call : 1-212-661-7177 | Mail :  info@surrogacy4all.com | Site :  www.Surrogacy4All.com

 

Dr. Kulsoom Baloch

Dr. Kulsoom Baloch is a dedicated donor coordinator at Egg Donors, leveraging her extensive background in medicine and public health. She holds an MBBS from Ziauddin University, Pakistan, and an MPH from Hofstra University, New York. With three years of clinical experience at prominent hospitals in Karachi, Pakistan, Dr. Baloch has honed her skills in patient care and medical research.