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Posted on October 24, 2025

By Dr. Pooja Patel

Surrogacy Cost in the USA and Canada

The Question Every Parent Asks First — “How Much Does Surrogacy Really Cost?”

Surrogacy is one of the most uplifting and life-changing events possible — but one of the most financially misunderstood.

At Surrogacy4All, we think every intended parent is entitled to clarity before commitment. Our goal is to substitute hidden charges, bloated agency markup, and confusing bills with a clear, physician-directed pricing scheme.

Here’s the reality: with us, you’ll know your full cost before you sign your contract, not after.

The Real Cost of Surrogacy in the USA

Surrogacy in the US varies widely, generally $120,000 to $160,000. But that’s just half the story.

Most agencies post partial estimates that don’t include surrogate reimbursements, medical procedures, or legal work.

Our comprehensive USA Surrogacy Journey  at Surrogacy4All includes every step:

Category Average Cost Description
Surrogate Screening & Match $15,000 Medical & psychological evaluation, profile matching
Legal Contracts $8,000 Parentage, contract review, escrow setup
IVF & Embryo Transfer $25,000 Includes medications, monitoring, and PGT-A genetic testing
Surrogate Reimbursement $45,000 Base + pregnancy milestones + wellness benefits
Insurance & Medical Expenses $15,000 Prenatal care, delivery, and coverage
Agency & Case Management $20,000 24/7 coordination, physician management, concierge service

Total USA Estimate : $120,000 – $135,000 (all-inclusive)

Others average $150,000 – $200,000 with the variable markup. Our physician-led agency model eliminates third-party cost padding.

The Canadian Advantage – Altruistic Surrogacy Done Right

Surrogacy is altruistic in Canada — surrogates get reimbursement, not profit — but that doesn’t mean it’s free.

Average Canadian Surrogacy Total Cost: $80,000 – $95,000

Category Average Cost Description
Medical & IVF $22,000 Through Create IVF Toronto and partner clinics
Legal & Documentation $7,000 Birth registration, contracts, and citizenship documents
Surrogate Expenses $25,000 Maternity clothes, travel, lost wages reimbursements
Case Management & Agency Fees $15,000 Single case manager and fertility doctor
Miscellaneous $5,000 Courier, translation, hospital discharge

Canadian surrogacy is perfect for international parents and same-sex couples who desire openness, safety, and ethical control.

Why Physician-Led Pricing Saves You Thousands

Surrogacy4All’s founders are unlike typical agencies; they are doctors.

Our rates are based on medical efficiency — not marketing surcharges.

Here’s how that translates for you:

  • No middleman billing : Straight-line coordination between clinics, labs, and carriers
  • Optimized IVF planning : Reduce wasted cycles through evidence-based protocols
  • Transparent escrow management : All reimbursements managed by legal trust accounts

Average Savings: $30,000 – $45,000 per journey

Add-On Programs to Maximize Success

Guaranteed Blastocyst Program – $15,000

Get PGT-A tested embryos with a guaranteed success rate — saving thousands and months.

Integration of Egg Donors

Blend in with our in-house database at EggDonors4All.com.

Insurance Navigation Service

We walk you through maternity insurance, newborn NICU coverage, and international claims.

Common Hidden Fees (and How to Avoid Them)

We audited more than 50 rival agency invoices. This is what we discovered:

  • “Optional escrow” fees that conceal $8K management fees
  • “Surrogate bonuses” misbranded as goodwill payments
  • Duplicate IVF medication billing

At Surrogacy4All, everything is itemized upfront. You’ll never see a surprise invoice.

Testimonial

“We were quoted $170K by another agency. Surrogacy4All did everything for $124K — and our baby girl is healthy and home!”

— Michael & Sarah, New York

Ready to see exactly what your journey will cost?

Related Links

Dr. Pooja Patel
Physician – Chief Surrogacy Coordinator  pooja@surrogacy4all.com

Dr. Pooja Patel is a Chief Surrogacy Coordinator at Surrogacy4all. She has 10 years of experience in Anesthesiology and critical care medicine.

She received her medical degree from Seth GS Medical College and K.E.M Hospital in India. She then completed an internship. She finished her Anesthesia residency at Grant Govt Medical College and JJ Group of Hospitals in India.