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Best Surrogacy Agencies in the USA 2025 – Ranked by Cost & Transparency

2025 Rankings of 100 Top Surrogacy Agencies

Cheapest to Most Expensive in the USA - compare agencies side by side

Surrogacy Costs in the USA – Your Complete Guide to Affordable Family Building

Expert fertility guidance and education begins here to make your dream to have a child a reality. Every parent deserves the best chance to maximize their odds of having a baby, & understanding surrogacy costs is one of the most important steps. This comprehensive guide will walk you through costs, state-by-state variations, strategies to save money, and how Surrogacy4All compares with other agencies.

Fertility treatments are complicated, and doctor visits are short. Whether it’s IVF or surrogacy, we will help you through every decision.

Consider this the most important information you wish you never needed to know.

Improve IVF Live Birth Rates
Genetic Testing (PGT) for Embryos

Why Surrogacy4All’s Fertility Education Matters

What Is the Average Cost of Surrogacy in the USA?

The average total cost of surrogacy in the United States ranges between $110,000 and $180,000. Some larger, high-touch concierge agencies charge $200,000–$250,000 or more.

Costs include agency fees, surrogate compensation, legal expenses, medical treatments (like IVF), and insurance.
At Surrogacy4All, our goal is to make surrogacy more accessible and transparent. Our programs in the USA begin at approximately $120,000, while Canadian programs are available from $80,000. We achieve this affordability without compromising quality, thanks to being a physician-owned and managed agency.

Surrogacy Agency Cost Comparison

Here is how Surrogacy4All compares with other leading agencies:

Figure 1: Surrogacy agency cost comparison.

Figure 2: Average surrogate match times across agencies.

Agency Approx Cost ($000s) Match Time (Months)
Surrogacy4All 120 0.5
3 Sisters Surrogacy 135 4.0
Brownstone Surrogacy 140 6.0
American Surrogacy 150 5.0
Circle Surrogacy 200 9.0

Surrogacy Costs by State

Surrogacy costs vary significantly by state due to living expenses, surrogate compensation norms, and legal environments. For example, California often has the highest costs (up  to$200,000+), while states such as Texas, Florida, Georgia, and Arkansas offer more budget-friendly programs.

Genetic Testing (PGT) for Embryos

How to Save Money on Surrogacy

Parents can reduce the financial burden of surrogacy by considering the following approaches:

Why Surrogacy4All Is the Best Low-Cost Choice

Unlike large agencies like Circle, Hatch, or ConceiveAbilities, which often exceed $200,000, Surrogacy4All combines physician leadership with transparent, flat-fee pricing. With over 1,000 in-house egg donors, faster surrogate match times (as little as 2 weeks in the USA), and 24/7 physician access, we deliver better value while prioritizing health and outcomes.

Take the Next Step Toward Parenthood

If you’re ready to explore affordable surrogacy options, contact our team today. Schedule a consultation by calling (212) 661-7673 or email info@surrogacy4all.com.

Why Surrogacy4All’s Fertility Education Matters

Endometrial Receptivity Testing (ERA)

Featured Education Blogs

With total costs often ranging from $110,000 to $180,000, families are increasingly exploring financing solutions, grants, and employer benefits to make surrogacy more affordable.

Surrogacy is one of the most rewarding journeys to parenthood, but it can also be expensive. With the average cost of surrogacy in the United States ranging between $110,000 and $180,000, intended parents are often looking for ways to reduce expenses without compromising quality or safety. 

Case studies and strategies for LGBTQ+ couples and single intended parents. Discusses grants, employer benefits, and inclusive options tailored to diverse families.

Reveals overlooked expenses — travel, lost wages, maternity clothing, insurance gaps —
with a visual cost breakdown table to help parents prepare.

A state-by-state comparison with tables showing total costs, legal requirements, and typical wait times for surrogate matches in the most popular U.S. states.

The definitive 2025 ranking of U.S. surrogacy agencies. Includes:

. Top 5 summary chart
. Comprehensive rankings of 100+ agencies sorted by cost
. Visual spectrum of affordable vs. concierge agencies