The Complete Cost Breakdown of Surrogacy in the USA (2025 Updated Guide)

Understanding the full cost of surrogacy is critical for Intended Parents planning their family-building journey.
Surrogacy4All is committed to transparent, detailed cost explanations to help you prepare. Here’s the full 2025 updated breakdown.

Average Total Cost of Surrogacy in 2025

The average total cost for a surrogacy journey in the USA in 2025 ranges from **$120,000 to $180,000**.
This includes agency fees, surrogate compensation, legal work, medical expenses, and insurance.

Cost Breakdown Table

Category	Estimated Cost (USD)
Agency Fee	$25,000–$35,000
Surrogate Compensation	$45,000–$80,000
Legal Fees	$8,000–$15,000
Medical Screening & IVF	$20,000–$40,000
Insurance Coverage	$15,000–$30,000
Miscellaneous (travel, maternity clothing)	$5,000–$10,000

Key Additional Costs to Expect

• Embryo creation (if needed)
• Egg donor fees (if applicable)
• Psychological evaluations and counseling
• Escrow account management fees

FAQs About Surrogacy Costs

Q: Is surrogacy cheaper in some US states?

Ans. Yes — costs can vary by surrogate location and clinic pricing.

Q: Are payment plans available?

Ans. Some agencies and clinics offer structured payment plans.

Q: Does insurance cover any surrogacy expenses?

Ans. Rarely. However, a special maternity insurance policy is usually secured.

Q. What are all the options do you offer at surrogacy4all.com.?

Ans. We now offer four surrogacy options.

1.  Surrogacy in the USA

• Cost  $120,000+
• Waiting time for surrogate  One month
• Baby is born with American Citizenship

For more information:

https://www.surrogacy4all.com/international-families-surrogacy-in-usa/

2.   Surrogacy in Canada

• Cost $80,000+
• Waiting time for surrogate: Twelve  months
• Baby is born with Canadian Citizenship or your citizenship

For more information:

https://www.surrogacy4all.com/canada-surrogacy/

3.  Surrogacy in Ghana

• Cost $49,000+
• Waiting time for surrogate 12 months+ or so
• Baby is born with your citizenship

For more information: 

https://www.surrogacy4all.com/ghana-surrogacy/ 

4.  Surrogacy in India

The new option just became available on February 21, 2024.

• Limited to Indians in India, NRI, or OCI card holders.
• Cost $45,000 + $5,000 for legal costs
• Only for married couples, not for single people
• Waiting time for surrogate    Immediate, but allow 24 months for legal work
• Need minimum three trips to India including court appearances
• Baby is born with Indian or your citizenship.

For more information:

https://www.indianeggdonors.com/detailed-discussion-of-laws.aspx

Let us know which option you prefer and we can send you the paperwork.

Client Testimonial

“Surrogacy4All’s transparent pricing helped us plan ahead financially. No surprises, just great support.” — Emily & ” Sam, California

Final Words

Knowing the full financial picture lets you move forward confidently. A trusted agency ensures your investment is protected.

Next Steps

Have questions about surrogacy costs or planning?

Contact Surrogacy4All at 1-212-661-7177 

Email Surrogacy4All at info@surrogacy4all.com

Schedule your free consultation today!
Learn more at https://www.surrogacy4all.com/usa-surrogacy/