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Posted on June 1, 2026

By Dr. Pooja Patel

Comparison for Intended Parents
Written by Pooja Patel, MD — MBBS (Seth G.S. Medical College & K.E.M. Hospital); Fellowship in Embryology; Manager, Surrogacy4All. Dr. Patel manages surrogate screening, matching and journey coordination at Surrogacy4All’s New York program. Medically reviewed by Rashmi Gulati, MD — Board Certified, Internal Medicine; Medical Advisor, Surrogacy4All; privileges at Mount Sinai Hospital.
Last updated: September 12, 2026

Summary

Circle Surrogacy and Surrogacy4All are both established US surrogacy agencies. Circle Surrogacy currently publishes a fixed price of $189,500 for its Journey Protection™ surrogacy-only program. Circle states that the program includes agency, surrogate compensation, legal and insurance expenses, unlimited embryo-transfer protection, free surrogate rematching and a potential $100,000 refund under specified conditions. IVF and egg-donor expenses are excluded. Pricing and program terms were verified from Circle’s website on September 12, 2026.  Official source
Surrogacy4All’s reconciled program totals are $120,000–$180,000 with a flat $38,500 agency fee, surrogate compensation of $60,000–$100,000 in total compensation, matching within four weeks, physician-led screening, and New York State license GSP220903. This page compares the two on what can be verified.
Comparison Surrogacy4All Circle Surrogacy
Published journey cost $120,000–$180,000 estimated and itemized $189,500 for its Journey Protection™ surrogacy-only program.
Agency fee $38,500 flat $41,500 published agency fee, plus other listed program charges
IVF and egg-donor costs Quoted separately when required Excluded
Rematching Up to two replacement carriers without another agency coordination fee, subject to agreement terms Free rematching under Journey Protection
Additional transfers IVF clinic and transfer expenses may apply Circle’s protection applies, but IVF clinic expenses remain separate
Financial model Itemized, lower-cost model Fixed-price risk-protection model
Matching time Within four weeks Usually takes anywhere from a couple of weeks to a few months, but the answer to this is different for every journey.
Surrogate compensation $60,000–$100,000 total compensation A surrogate’s compensation ranges from $60,000 to $75,000+.
Medical oversight Physician-led record review and coordination Medical treatment through intended parents’ IVF clinic
Escrow Independent third-party escrow through SeedTrust Circle describes an in-house escrow program
NY status Surrogacy4All operates under NY license GSP220903 Circle’s verified licensing information
Surrogacy4All and Circle use different financial models. Circle charges a higher fixed price in exchange for defined financial protections. Surrogacy4All provides an itemized plan with a lower published cost, matching within four weeks, independent escrow and physician-led review. Intended parents should compare the written inclusions, exclusions, rematching terms, IVF expenses, insurance exposure and refund conditions—not merely the headline price.
Intended parents comparing Circle Surrogacy and Surrogacy4All are usually deciding between a fixed-price model and an itemized one, and want to know what each includes, how fast each matches, what each pays surrogates, and how each is regulated. This page sets those facts side by side. Where a Circle figure is not published, the table says so rather than guessing, and you can check every Circle figure against the source linked in each row.

How do the prices compare?

Circle’s headline is a $189,500 fixed price for a surrogacy-only journey, excluding IVF and egg-donor costs. Surrogacy4All’s program totals are $120,000–$180,000, itemized on our cost page, with the agency fee fixed at $38,500. To compare like with like, add to any fixed price the items it excludes — IVF transfer ($6,000–$12,000 per frozen transfer), donor eggs if needed, a second transfer, and insurance deductibles — and add to any itemized total the same items if they apply to you. A fixed price offers predictability; an itemized budget lets you see where each dollar goes and which decisions move it. Both are legitimate; the question is which excluded items apply to your journey.

What do surrogates receive?

Surrogacy4All’s current published figure is $60,000–$100,000 in total compensation, with the full schedule — monthly allowance, transfer and medication fees, maternity clothing, C-section, multiples, lost wages, childcare and insurance — published on our surrogate pay page.

How long does matching take?

Surrogacy4All matches within four weeks because we recruit continuously and complete screening before presenting a surrogate. Circle publishes its own matching process and timeline on its matching page; compare its current statement with ours and ask each agency for the median time to match for its last twenty families.

Who oversees the medical side?

Surrogacy4All is physician-led: our Medical Director has directed the program since 2004, reviews every surrogate’s records, sets the transfer protocol with the clinic, and is the escalation point during pregnancy; FDA-required screening is performed under our own registered tissue bank. Circle’s team and medical arrangements are described on its site; ask who is responsible for surrogate screening and who you call if there is a complication at 2 a.m.

How is each agency regulated?

New York is the only state that licenses surrogacy programs, under the Child-Parent Security Act. Surrogacy4All holds license GSP220903, which binds us to the Act’s standards on independent counsel, escrow, insurance and screening for every match. Ask any agency for its state license number where licensing exists, and for its FDA registration.

 Reviews

Read verified reviews of Surrogacy4All on our reviews page and on Google. For Circle Surrogacy reviews, use its Google Business Profile and independent review sites; we do not summarize or rate a competitor’s reviews.

Circle Surrogacy alternatives

If you are comparing agencies beyond these two, our ranking of 350 US surrogacy agencies scores every agency, including Circle and Surrogacy4All, on the same eight domains with public data.

Surrogacy4All operates differently.

The agency is owned and directed by physicians, operating under the medical oversight of Dr. Rashmi Gulati, MD.

This means medical red flags in surrogate screening are caught by a physician, not an administrative coordinator.

Intended parents receive evidence-based guidance on their specific medical situation.

And the ethical standards that govern the agency are physician ethics standards — not purely commercial standards.

This distinction matters most in two situations:

  • Complex medical histories (either the IP’s or the surrogate’s)
  • Cases where surrogate screening reveals a borderline finding

An administrative coordinator escalates to an external clinic.

A physician-led agency makes the clinical call in-house.

Where Circle Surrogacy Has an Advantage

In the interest of fairness, there are areas where Circle Surrogacy has advantages:

In-house legal team

Circle employs its own attorneys, which can streamline legal coordination for straightforward journeys.

Surrogacy4All coordinates with independent legal counsel — which provides better surrogate protection but involves more external coordination.

Legacy LGBTQ+ community presence

Circle Surrogacy built much of its reputation serving same-sex male couples in the late 1990s and 2000s, when many agencies were less welcoming.

Its LGBTQ+ community relationships run deep.

30 years of brand recognition

Circle has nearly three decades of operational history and a large alumni community of parents and surrogates.

Who Should Choose Surrogacy4All Over Circle?

  • Those who want a physician-led oversight model for medical confidence
  • Families who need a faster surrogate match
  • International intended parents (non-US)
  • Those who qualify for the Canada ($80K–$90K) or Ghana ($49K) programs
  • IPs with complex medical histories who benefit from physician case review

Who Should Consider Circle Surrogacy?

  • Intended parents who specifically want in-house legal counsel from the agency
  • Those with strong existing connections to the Circle alumni community
  • LGBTQ+ families who specifically want Circle’s legacy LGBTQ+ relationships

Frequently Asked Questions

Q. How much does Circle Surrogacy cost?

Ans. Circle advertises a $189,500 fixed-price surrogacy-only journey excluding IVF and egg-donor costs (verified September 12, 2026).

Q. How much does Surrogacy4All cost?

Ans.Surrogacy4All publishes an estimated total of $120,000–$180,000 with a flat $38,500 agency fee.

Q. Which pays surrogates more?

Ans. Surrogacy4All: $60,000–$100,000 total compensation. Circle: starting base and total compensation according to its current published information.

Q. Which matches faster?

Ans. Surrogacy4All: Within four weeks. Compare Circle’s current published timeline.

Q. Is either agency state-licensed?

Ans. Surrogacy4All holds New York State license GSP220903; check Circle’s published credentials.

Q. Which is better?

Ans. It depends on whether you want a fixed price or an itemized budget, and on match time, medical oversight and licensing; the table above gives the facts for each.

Q: Is Circle Surrogacy licensed in New York?

Ans: Yes, Circle Surrogacy holds a New York State DOH license.

Surrogacy4All has operated since 2006 and currently holds New York State Surrogacy Program License GSP220903.

Both operate in CPSA compliance.

Q: Why is Surrogacy4All less expensive than Circle Surrogacy?

Ans: Surrogacy4All is independently physician-owned, not backed by private equity.

Lower overhead means lower costs to intended parents.

Surrogacy4All uses an itemized cost structure, while Circle currently publishes a $189,500 fixed-price surrogacy-only program. Surrogacy4All publishes an estimated total of $120,000–$180,000 with a $38,500 agency fee. The final cost depends on inclusions, exclusions, IVF, insurance, additional transfers, rematching and other journey-specific expenses.

Related pages

Talk to a physician-led team

Free consultation with our medical and matching team. Call (212) 661-7673, email info@surrogacy4all.com, or request a call back.

    Written by Pooja Patel, MD — MBBS (Seth G.S. Medical College & K.E.M. Hospital); Fellowship in Embryology; Manager, Surrogacy4All. Dr. Patel manages surrogate screening, matching and journey coordination at Surrogacy4All’s New York program. Medically reviewed by Rashmi Gulati, MD — Board Certified, Internal Medicine; Medical Advisor, Surrogacy4All; privileges at Mount Sinai Hospital.
    Last updated: September 12, 2026
    Surrogacy4All · DGA, Inc. · 1148 5th Ave 1C, New York, NY 10128 · (212) 661-7673 · info@surrogacy4all.com · NYS Surrogacy Program License GSP220903 · NYS Tissue Bank License ID 1570 · FDA-registered (FEI 3021544308) · Clinics in New York, Toronto and Accra.

    Start with Surrogacy4All — The Cost-Efficient, Physician-Led Alternative

    Call Dee or Reeta at (212) 661-7673 Email: info@surrogacy4all.com, Free consultation, no obligation

    Dr. Pooja Patel
    Physician – Chief Surrogacy Coordinator  pooja@surrogacy4all.com

    Dr. Pooja Patel is a Chief Surrogacy Coordinator at Surrogacy4all. She has 10 years of experience in Anesthesiology and critical care medicine.

    She received her medical degree from Seth GS Medical College and K.E.M Hospital in India. She then completed an internship. She finished her Anesthesia residency at Grant Govt Medical College and JJ Group of Hospitals in India.