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Posted on June 1, 2026

By Dr. Pooja Patel

Comparison for Intended Parents
Written by Pooja Patel, MD — MBBS (Seth G.S. Medical College & K.E.M. Hospital); Fellowship in Embryology; Manager, Surrogacy4All. Dr. Patel manages surrogate screening, matching and journey coordination at Surrogacy4All’s New York program. Medically reviewed by Rashmi Gulati, MD — Board Certified, Internal Medicine; Medical Advisor, Surrogacy4All; privileges at Mount Sinai Hospital.
Last updated: 27 August  2026

Summary

Circle Surrogacy and Surrogacy4All are both established US surrogacy agencies. Circle advertises a $189,500 fixed-price surrogacy-only journey that excludes IVF and egg-donor costs, and surrogate base compensation from $45,000 with total compensation up to $75,000+ (Circle’s published pages, 27 August  2026). Surrogacy4All’s reconciled program totals are $120,000–$180,000 with a flat $38,500 agency fee, surrogate compensation of up to $100,000 in total compensation total, matching in less than four weeks, physician-led screening, and New York State license GSP220903. This page compares the two on what can be verified.
Fact Circle Surrogacy (published; verified 27 August 2026) Surrogacy4All
Headline price $189,500 fixed-price surrogacy-only journey Programs from $120,000; reconciled totals $120,000–$180,000
What the price excludes IVF and egg-donor costs Donor eggs, egg retrieval, PGT-A, purchased insurance policy, additional transfers (quoted separately)
Agency fee Included in fixed price (not itemized publicly) $38,500 flat, itemized, no re-match fee
Surrogate base compensation From $45,000 $50,000–$65,000
Surrogate total compensation Up to $75,000+ Up to $100,000 in total compensation
Match time See Circle’s matching page for its current statement Less than four weeks
Medical oversight See Circle’s published team page Physician-led: Medical Director Dr. Rashmi Gulati, MD since 2004; screening under own FDA-registered tissue bank (FEI #3021544308)
State program license See Circle’s published credentials New York State Surrogacy Program License GSP220903
Success-rate reporting See Circle’s published statements Surrogacy4All internal outcome data: selected donor-egg/donor-derived embryo journeys have shown approximately 67–70%+ live birth on the first embryo transfer and 95%+ cumulative live birth by the second embryo transfer. These are internal outcomes, not SART national statistics or a guarantee; individual results vary by embryo, clinic and patient/surrogate factors.
Operating since See Circle’s published history 2006
Locations See Circle’s published offices New York (1148 5th Ave 1C), clinics in New York, Toronto, Accra
Intended parents comparing Circle Surrogacy and Surrogacy4All are usually deciding between a fixed-price model and an itemized one, and want to know what each includes, how fast each matches, what each pays surrogates, and how each is regulated. This page sets those facts side by side. Where a Circle figure is not published, the table says so rather than guessing, and you can check every Circle figure against the source linked in each row.

How do the prices compare?

Circle’s headline is a $189,500 fixed price for a surrogacy-only journey, excluding IVF and egg-donor costs. Surrogacy4All’s program totals are $120,000–$180,000, itemized on our cost page, with the agency fee fixed at $38,500. To compare like with like, add to any fixed price the items it excludes — IVF transfer ($6,000–$12,000 per frozen transfer), donor eggs if needed, a second transfer, and insurance deductibles — and add to any itemized total the same items if they apply to you. A fixed price offers predictability; an itemized budget lets you see where each dollar goes and which decisions move it. Both are legitimate; the question is which excluded items apply to your journey.

What do surrogates receive?

Circle advertises base compensation from $45,000 and total compensation up to $75,000+. Surrogacy4All’s canonical figures are $50,000–$65,000 base and up to $100,000 in total compensation total, with the full schedule — monthly allowance, transfer and medication fees, maternity clothing, C-section, multiples, lost wages, childcare, insurance — published on our surrogate pay page. Surrogates should compare the written schedule, not the headline, and ask whether payments come from escrow.

How long does matching take?

Surrogacy4All matches in less than four weeks because we recruit continuously and complete screening before presenting a surrogate. Circle publishes its own matching process and timeline on its matching page; compare its current statement with ours and ask each agency for the median time to match for its last twenty families.

Who oversees the medical side?

Surrogacy4All is physician-led: our Medical Director has directed the program since 2004, reviews every surrogate’s records, sets the transfer protocol with the clinic, and is the escalation point during pregnancy; FDA-required screening is performed under our own registered tissue bank. Circle’s team and medical arrangements are described on its site; ask who is responsible for surrogate screening and who you call if there is a complication at 2 a.m.

How is each agency regulated?

New York is the only state that licenses surrogacy programs, under the Child-Parent Security Act. Surrogacy4All holds license GSP220903, which binds us to the Act’s standards on independent counsel, escrow, insurance and screening for every match. Ask any agency for its state license number where licensing exists, and for its FDA registration.

 Reviews

Read verified reviews of Surrogacy4All on our reviews page and on Google. For Circle Surrogacy reviews, use its Google Business Profile and independent review sites; we do not summarize or rate a competitor’s reviews.

Circle Surrogacy alternatives

If you are comparing agencies beyond these two, our ranking of 350 US surrogacy agencies scores every agency, including Circle and Surrogacy4All, on the same eight domains with public data.

Surrogacy4All vs. Circle Surrogacy: Full 2026 Comparison

Circle Surrogacy is one of the most recognized names in the surrogacy industry.

Founded in Boston in 1995, it has nearly three decades of experience, a large surrogate network, and strong brand recognition among LGBTQ+ intended parents.

If you are researching surrogacy agencies, you have almost certainly come across Circle.

So how does it compare to Surrogacy4All?

This guide applies the 8-factor ranking model to both agencies and gives you a clear, honest picture of where each one excels — and where the differences matter most to your journey.

Side-by-Side Comparison

Factor Surrogacy4All Circle Surrogacy Edge
Founded 2006 1995 Circle (30 years)
Headquarters New York City Boston, MA Both major metros
NY State License GSP220903 — since 2006 NY DOH licensed Surrogacy4All (longer tenure)
CA License Yes Not published Surrogacy4All
Health Canada Yes No Surrogacy4All
FDA Registered Yes Not specified Surrogacy4All
Physician-Led Yes — physician-owned & directed No — business-led Surrogacy4All
All-In USA Cost ~$120,000 typically ~$157,000–$168,500 typically Surrogacy4All (~$37K–$48K less)
Canada Program Yes — $80,000–$90,000 No Surrogacy4All
Ghana Program Yes — $49,000 all-inclusive No Surrogacy4All
Match Time (USA) 1–4 months typically 4–6+ months typically Surrogacy4All
In-House Legal Independent counsel coordinated In-house legal team Circle (in-house attorneys)
LGBTQ+ Welcoming Yes — all programs Yes — strong LGBTQ+ legacy Tie
Single Parents Yes Yes Tie
International IPs Yes — USA, Canada, Ghana Limited Surrogacy4All
Cultural Matching Yes — Indian, South Asian, multilingual Not specified Surrogacy4All
Private Equity-Backed No — physician-owned Part of Northstar Fertility network Surrogacy4All (independent)

Cost Analysis: The $37,000–$48,000 Difference

The most significant practical difference between Surrogacy4All and Circle Surrogacy is cost.

Circle Surrogacy’s total journey cost is typically reported at $157,000–$168,500, with some sources noting that the agency’s fees alone range from $20,000–$40,000 before surrogate compensation, medical, and legal costs are added.

Surrogacy4All’s all-in USA program is approximately $120,000 — a difference of roughly $37,000–$48,000.

Why the difference?

Circle Surrogacy is part of the Northstar Fertility network, a private equity-backed group of surrogacy agencies.

Investor-backed agency structures typically carry higher overhead costs that are passed on to intended parents.

Surrogacy4All is physician-owned and independent — lower overhead means lower cost to the family without sacrificing medical or legal quality.

The cost difference is even more pronounced when comparing Circle’s USA-only offering to Surrogacy4All’s three-tier program:

  • Canada at $80,000–$90,000
  • Ghana at $49,000 all-inclusive

Families who qualify for the Canada program save $67,000–$88,000 compared to a typical Circle journey.

Match Time: Weeks vs Months

Circle Surrogacy’s typical match time is 4–6+ months — a meaningful wait for intended parents who have already spent years on fertility treatment.

Surrogacy4All’s typical USA match time is 1–4 months; in Canada, surrogates are typically immediately available with no waitlist.

For intended parents over 40 using their own eggs, or for those with a finite window of viable frozen embryos, a 2–4 month difference in match time is not a minor scheduling issue — it is a meaningful factor in the likelihood of a successful journey.

The Physician Ownership Difference

Circle Surrogacy is a well-run, professionally staffed agency.

Its coordinators are experienced, its processes are organized, and its legal team is in-house — which is a genuine advantage for intended parents who want a single point of legal contact.

However, Circle is fundamentally a business operation: no physician owns or directs the agency.

All medical decisions are made by the IVF clinic the intended parents choose, independent of Circle’s coordination.

Surrogacy4All operates differently.

The agency is owned and directed by physicians, operating under the medical oversight of Dr. Rashmi Gulati, MD.

This means medical red flags in surrogate screening are caught by a physician, not an administrative coordinator.

Intended parents receive evidence-based guidance on their specific medical situation.

And the ethical standards that govern the agency are physician ethics standards — not purely commercial standards.

This distinction matters most in two situations:

  • Complex medical histories (either the IP’s or the surrogate’s)
  • Cases where surrogate screening reveals a borderline finding

An administrative coordinator escalates to an external clinic.

A physician-led agency makes the clinical call in-house.

Where Circle Surrogacy Has an Advantage

In the interest of fairness, there are areas where Circle Surrogacy has advantages:

In-house legal team

Circle employs its own attorneys, which can streamline legal coordination for straightforward journeys.

Surrogacy4All coordinates with independent legal counsel — which provides better surrogate protection but involves more external coordination.

Legacy LGBTQ+ community presence

Circle Surrogacy built much of its reputation serving same-sex male couples in the late 1990s and 2000s, when many agencies were less welcoming.

Its LGBTQ+ community relationships run deep.

30 years of brand recognition

Circle has nearly three decades of operational history and a large alumni community of parents and surrogates.

Who Should Choose Surrogacy4All Over Circle?

  • Intended parents who need to keep total costs below $130,000
  • Those who want a physician-led oversight model for medical confidence
  • Families who need a faster surrogate match
  • International intended parents (non-US)
  • Those who qualify for the Canada ($80K–$90K) or Ghana ($49K) programs
  • IPs with complex medical histories who benefit from physician case review

Who Should Consider Circle Surrogacy?

  • Intended parents who specifically want in-house legal counsel from the agency
  • Those with strong existing connections to the Circle alumni community
  • LGBTQ+ families who specifically want Circle’s legacy LGBTQ+ relationships

Frequently Asked Questions

Q. How much does Circle Surrogacy cost?

Ans. Circle advertises a $189,500 fixed-price surrogacy-only journey excluding IVF and egg-donor costs (verified 27 August  2026).

Q. How much does Surrogacy4All cost?

Ans. Programs from $120,000; reconciled totals $120,000–$180,000; agency fee $38,500 flat.

Q. Which pays surrogates more?

Ans. Circle: base from $45,000, total up to $75,000+. Surrogacy4All: up to $100,000 in total compensation total.

Q. Which matches faster?

Ans. Surrogacy4All: less than four weeks. Compare Circle’s current published timeline.

Q. Is either agency state-licensed?

Ans. Surrogacy4All holds New York State license GSP220903; check Circle’s published credentials.

Q. Which is better?

Ans. It depends on whether you want a fixed price or an itemized budget, and on match time, medical oversight and licensing; the table above gives the facts for each.

Q: Is Circle Surrogacy licensed in New York?

Ans: Yes, Circle Surrogacy holds a New York State DOH license.

Surrogacy4All has held NYS license GSP220903 since 2006 — one of the earliest licensed agencies in New York.

Both operate in CPSA compliance.

Q: Why is Surrogacy4All less expensive than Circle Surrogacy?

Ans: Surrogacy4All is independently physician-owned, not backed by private equity.

Lower overhead means lower costs to intended parents.

The all-in USA cost is approximately $120,000 vs Circle’s $157,000–$168,500 — a difference of $37,000–$48,000.

Q: Does Circle Surrogacy offer international surrogacy programs?

Ans: Circle Surrogacy primarily serves intended parents within the USA.

Surrogacy4All offers programs in the USA, Canada ($80K–$90K), and Ghana ($49K all-inclusive) — providing options for a broader range of budgets and circumstances.

Related pages

Talk to a physician-led team

Free consultation with our medical and matching team. Call (212) 661-7673, email info@surrogacy4all.com, or request a call back.

    Written by Pooja Patel, MD — MBBS (Seth G.S. Medical College & K.E.M. Hospital); Fellowship in Embryology; Manager, Surrogacy4All. Dr. Patel manages surrogate screening, matching and journey coordination at Surrogacy4All’s New York program. Medically reviewed by Rashmi Gulati, MD — Board Certified, Internal Medicine; Medical Advisor, Surrogacy4All; privileges at Mount Sinai Hospital.
    Last updated: 27 August  2026
    Surrogacy4All · DGA, Inc. · 1148 5th Ave 1C, New York, NY 10128 · (212) 661-7673 · info@surrogacy4all.com · NYS Surrogacy Program License GSP220903 · NYS Tissue Bank License ID 1570 · FDA-registered (FEI 3021544308) · Clinics in New York, Toronto and Accra.

    Start with Surrogacy4All — The Cost-Efficient, Physician-Led Alternative

    Call Dee or Reeta at (212) 661-7673 Email: info@surrogacy4all.com, Free consultation, no obligation

    Dr. Pooja Patel
    Physician – Chief Surrogacy Coordinator  pooja@surrogacy4all.com

    Dr. Pooja Patel is a Chief Surrogacy Coordinator at Surrogacy4all. She has 10 years of experience in Anesthesiology and critical care medicine.

    She received her medical degree from Seth GS Medical College and K.E.M Hospital in India. She then completed an internship. She finished her Anesthesia residency at Grant Govt Medical College and JJ Group of Hospitals in India.