We believe clarity creates trust. Below is our typical cost structure for a U.S. journey. Exact figures vary by clinic and insurance coverage.
| Category | Typical Range (USD) | Included Services |
|---|---|---|
| Agency Fee | $18,000 – $35,000 | Matching, coordination, support |
| Surrogate Reimbursement | $55,000 – $65,000 | Living expenses & base compensation |
| Medical & IVF Procedures | $5,000 – $30,000 | Egg retrieval, transfer, OB care |
| Legal & Documentation | $8,000 – $10,000 | Contracts & court filings |
| Insurance & Travel | $3,000 – $30,000 | Maternity coverage, travel |
| Total Estimated Journey | $120,000 | Complete cycle |
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Our job is to listen, to connect the dots between your needs, and to determine how we can best help you have your baby.
Surrogacy is one of the most uplifting and life-changing events possible — but one of the most financially misunderstood
Surrogacy4All’s agency fee covers surrogate matching, the surrogate’s medical/legal/psych clearance, coordination of clinic procedures, complete management of the pregnancy and delivery.
The following budget is a typical example of surrogacy costs in the USA. Third-party fees are estimated only and are shown here for reference. These expenses would be paid directly to each provider as the services are performed.
Surrogacy4All does not “markup” any fees or expenses. You are billed for actual amounts incurred.
$2,500 to $3,000
$2,500 to $3,000
$7,500 to $8,000
$40,000 to $85,000
$10,000+
$3,000 to $4,000
Surrogacy Options Overseas:
Typically, only 1 in 10 prospective surrogates possesses insurance covering maternity care. For those with coverage, the majority of policies involve co-payments and deductibles exceeding $5,000. Explore comprehensive insights on insurance considerations for your surrogate in Surrogacy4All’s Cost Guide.
Unfortunately, medical insurance doesn’t cover payments to surrogates or agencies. However, it typically covers prenatal care and delivery costs. While a few U.S. states mandate fertility treatment coverage, basic IVF procedures are often not included. To explore options for affordable insurance for your surrogate, refer to the Surrogacy4All Cost Guide for detailed information.
Our job is to listen, to connect the dots between your needs, and to determine how we can best help you have your baby. If you’re asking how much does it cost for a surrogate, we’ll walk you through every step of the process to ensure there are no surprises.
To make an appointment with one of our counselors or physicians, please call (212) 661-7673 or email info@surrogacy4all.com. We look forward to hearing from you.
Surrogacy4All is a unique international surrogacy service targeted at providing state of the art IVF and surrogacy services to Intended Parents irrespective of age, sex or color, at the lowest possible cost in the world.
Secret Guide to Minimizing Surrogacy Costs
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