Surrogacy Cost Breakdown: Agency, Legal, and Medical Fees

By Dr. Kulsoom Baloch

Learn more about Dr. Baloch

Introduction

Surrogacy is a life-changing path to parenthood, but it’s also a major financial investment. Whether you’re budgeting for your first child or exploring options for a second, understanding the full cost of surrogacy is essential. This guide breaks down typical 2025 costs into clear categories: agency, legal, and medical.

Total Surrogacy Cost in 2025

In the U.S., intended parents can expect to pay between **$100,000 and $150,000** for a complete surrogacy journey. The exact amount varies depending on location, surrogate experience, and whether you use your own or donor eggs.

Agency Fees

Surrogacy agencies coordinate the entire process and charge a fee ranging from **$30,000 to $45,000**. This fee typically covers:

• Surrogate recruitment and screening
• Case management
• Psychological evaluations
• Matching and coordination
• Administrative support

Legal Fees

Legal contracts protect both the surrogate and intended parents. Expect to pay **$5,000 to $10,000** for:

• Drafting and reviewing the surrogacy agreement
• Independent legal representation for the surrogate
• Filing pre-birth or post-birth orders
• Parental rights establishment

Medical Costs

Medical costs include all fertility treatments and pregnancy-related care. These typically add up to **$40,000 to $60,000**, covering:

• IVF and embryo transfer
• Monitoring and bloodwork
• Medications for the surrogate
• OB/GYN care and hospital delivery
• Surrogate health insurance (if not already provided)

Surrogate Compensation

Surrogates are paid a base fee of **$45,000 to $70,000**, plus additional stipends for:

• Maternity clothing
• Travel and lodging
• Monthly allowances
• Invasive procedures
• C-section or multiples delivery

Optional and Miscellaneous Costs

• Egg or sperm donation (if needed): $10,000–$20,000
• Travel for intended parents: flights, hotels, meals
• Escrow account management: $1,000–$2,000
• Insurance upgrades or coverage gaps

How Surrogacy4All Helps Manage Costs

We provide fully itemized budgets for every client, negotiate fair surrogate compensation, and work only with licensed professionals. We also help clients explore financing and payment plans when needed.

Conclusion

Understanding the cost breakdown of surrogacy empowers you to plan confidently. With a trusted agency like Surrogacy4All, you gain transparency, control, and expert guidance from start to finish.