Estimate potential insurance-related costs and identify when specialist policy review may be needed.
Tell us what you currently know about the surrogate's coverage.
Enter known or estimated amounts for budgeting purposes only.
Keep ancillary insurance categories separate from health coverage.
This result is for budgeting purposes only and does not determine insurance eligibility or coverage.
Insurance information should be reviewed before relying on coverage assumptions in a surrogacy budget.
Speak with a Surrogacy4All coordinator about your expected journey costs and next steps.
Speak With a Surrogacy4All CoordinatorThe surrogacy insurance cost calculator helps intended parents estimate potential insurance-related expenses when planning a surrogacy journey. Start by entering the surrogate’s insurance status, including whether she has existing health insurance, whether the policy has been reviewed for surrogacy, and whether a new policy may be required. Next, enter the known or estimated health insurance costs and any applicable additional insurance expenses. Click “Calculate Insurance Planning Estimate” to generate a planning amount based on the information provided.
Surrogacy insurance cost can vary depending on the surrogate’s existing health coverage, whether the policy is suitable for a gestational carrier pregnancy, deductibles, out-of-pocket maximums, and additional insurance needs. An existing health insurance policy should not be assumed to cover surrogacy until it has been professionally reviewed. This calculator is an educational budgeting tool and does not provide an insurance quote or determine coverage eligibility; actual coverage depends on the policy terms, exclusions, carrier requirements, and individual circumstances.
No. Coverage depends on the actual policy terms and applicable rules.
Before relying on it in the journey budget and before medical expenses are incurred.
No. It is a budgeting estimator only.
Explore our planning tools and insurance resources to better understand potential costs and prepare for your journey.
Our job is to listen, to connect the dots between your needs, and to determine how we can best help you have your baby. If you’re asking how much does it cost for a surrogate, we’ll walk you through every step of the process to ensure there are no surprises.
To make an appointment with one of our counselors or physicians, please call (212) 661-7673 or email info@surrogacy4all.com. We look forward to hearing from you.
Surrogacy4All is a unique international surrogacy service targeted at providing state of the art IVF and surrogacy services to Intended Parents irrespective of age, sex or color, at the lowest possible cost in the world.
Secret Guide to Minimizing Surrogacy Costs
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