Estimate how much you may need to save for your surrogacy journey and identify a potential funding gap or surplus.
Speak with a Surrogacy4All coordinator about your journey, estimated costs and planning considerations.
This calculator provides financial planning information only. It is not lending, investment, tax, legal, medical or financial advice. Actual surrogacy costs may vary based on medical, legal, insurance, agency, travel and other case-specific expenses.
Wondering can I afford surrogacy? The Surrogacy Budget & Financing Planner helps intended parents estimate how much they may need to save and whether their available resources could cover their planned journey. Start by entering your available savings, the monthly amount you can save, and your target start date. Then enter your estimated journey cost, which can also be imported from the Surrogacy Cost Calculator, select a contingency reserve, and add any financing, grants, or other funds you expect to have available. Click “Calculate My Budget” to create your personalized planning estimate.
Whether you can afford surrogacy depends on your estimated journey cost, current savings, monthly savings capacity, available financing or grants, and when you plan to begin. A realistic surrogacy budget should also include a contingency reserve because actual expenses can change based on medical, legal, insurance, agency, travel, and other case-specific costs. The calculator is a financial planning tool designed to help you identify a potential funding gap or surplus and estimate the monthly amount you may need to save; it does not provide financial, lending, tax, or investment advice.
The appropriate reserve depends on the journey. The calculator allows a range so families can stress-test their plan.
Yes. Developers should allow the Cost Calculator result to populate the journey estimate locally.
No. Actual expenses can change.
Explore cost and payment information, use our planning calculators, and connect with our team for personalized guidance.
Talk with our physician-led team about your family, embryos, timeline and budget. We’ll explain your options and next steps with no obligation.
Our job is to listen, to connect the dots between your needs, and to determine how we can best help you have your baby. If you’re asking how much does it cost for a surrogate, we’ll walk you through every step of the process to ensure there are no surprises.
To make an appointment with one of our counselors or physicians, please call (212) 661-7673 or email info@surrogacy4all.com. We look forward to hearing from you.
Since 2006, Surrogacy4All has helped intended parents in the United States and around the world build their families through physician-led gestational surrogacy and egg donation.
Secret Guide to Minimizing Surrogacy Costs
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THIS WEBSITE DOES NOT PROVIDE MEDICAL ADVICE AND MAY BE OUT OF DATE. The information, including but not limited to text, PDFs, graphics, images, and other material contained on this website, is for general educational purposes only. No material on this site is intended to be a substitute for professional medical advice, diagnosis, or treatment, and does not create a patient-doctor relationship. Pricing on the website may be out of date, is subject to change without notice, and may be subject to additional terms and conditions. No information on this site is intended to be a financial quote for medical services. Always seek the advice of your physician or other qualified healthcare provider with any questions you may have regarding a medical condition, lifestyle or dietary changes, treatments, and before undertaking a new healthcare regimen. Never disregard professional medical advice or delay in seeking it because of something you have read on this website.
Disclaimer: THIS WEBSITE DOES NOT PROVIDE MEDICAL ADVICE AND MAY BE OUT OF DATE. The information, including but not limited to text, PDFs, graphics, images, and other material contained on this website, is for general educational purposes only. No material on this site is intended to be a substitute for professional medical advice, diagnosis, or treatment, and does not create a patient-doctor relationship. Pricing on the website may be out of date, is subject to change without notice, and may be subject to additional terms and conditions. No information on this site is intended to be a financial quote for medical services. Always seek the advice of your physician or other qualified healthcare provider with any questions you may have regarding a medical condition, lifestyle or dietary changes, treatments, and before undertaking a new healthcare regimen. Never disregard professional medical advice or delay in seeking it because of something you have read on this website.
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