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IVF + Surrogacy Total Cost Calculator

FREE PLANNING TOOL

IVF + Surrogacy Total Cost Calculator

Estimate the combined cost of embryo creation, IVF-related services, transfers and a U.S. surrogacy journey.

Build Your Estimate

Select the options that best match your current planning stage.

Existing suitable embryos can reduce embryo-creation expenses.
PGT pricing should be based on the clinic/testing provider estimate.
Planning for additional transfers does not guarantee a successful pregnancy or birth.
ESTIMATED TOTAL

Your planning estimate

LOW $0
–
HIGH $0
Embryo / IVF subtotal $0 – $0
Surrogacy subtotal $0 – $0

Embryo / IVF Cost Breakdown

Embryo creation $0 – $0
Egg pathway $0 – $0
PGT $0
Storage / testing $0 – $0
Embryo transfer planning $0 – $0
Embryos-ready comparison

Select your options and calculate to see the potential difference between having embryos ready and requiring embryo creation.

Important: This calculator provides an educational planning estimate only. Medical outcomes are not guaranteed. Actual IVF, embryology, donor, testing, storage, transfer, legal, insurance and surrogacy expenses vary by provider and individual case.

Want a Personalized Surrogacy Plan?

Speak with Surrogacy4All about your current IVF and surrogacy planning stage.

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How to Use the IVF and Surrogacy Cost Calculator

Wondering about the IVF and surrogacy cost for your family-building journey? The IVF + Surrogacy Total Cost Calculator helps you create a planning estimate by combining embryo creation, IVF-related services, transfers, and surrogacy expenses. To use the calculator, select the options that best match your current planning stage, enter the applicable surrogacy estimates, and click “Calculate My Estimate.” The calculator then provides a planning estimate based on the information you entered.

ivf-total-cost

Factors Included in the IVF and Surrogacy Cost Calculator

  • Embryos Already Created: Select whether you already have suitable embryos. Having embryos ready can reduce the need for embryo-creation expenses.
  • Egg / Embryo Pathway: Select the pathway that applies to your family, such as the egg or embryo option being considered.
  • PGT Planned: Indicate whether preimplantation genetic testing (PGT) is planned. PGT costs should be confirmed with your fertility clinic or testing provider.
  • Planned Transfer Attempts: Enter the number of embryo transfer attempts you are planning for. Additional transfers can increase the overall IVF and surrogacy budget, but they do not guarantee a successful pregnancy or birth.
  • Surrogacy Journey Estimate: Select the surrogacy journey estimate that best matches your current planning assumptions.

How Much Does IVF and Surrogacy Cost?

The IVF and surrogacy cost can vary significantly depending on whether embryos have already been created, the egg or embryo pathway, whether PGT is planned, the number of transfer attempts, and the estimated cost of the surrogacy journey. Families who already have suitable embryos may avoid some embryo-creation expenses, while those requiring IVF, donor eggs, genetic testing, or multiple transfers may need to budget for additional services. The calculator is an educational planning tool, and actual IVF, medical, legal, insurance, and surrogacy expenses vary by provider and individual circumstances.

FAQs

Typically IVF clinic and embryology charges are separate from agency fees.

Choose “embryos ready” so the calculator focuses on transfer-related and surrogacy expenses.

No. Medical outcomes vary by embryo, clinic, surrogate and other factors.

Plan Your Surrogacy Journey

Explore helpful planning resources, estimate your costs and timeline, and connect with a Surrogacy4All coordinator for personalized guidance.

Egg Donor Resources

Embryo Planning Content

Timeline Calculator & consultation

Speak With a Surrogacy4All Coordinator

Begin Your Journey to Having a Baby with Us and Our Affiliated Physicians at Surrogacy4All

Our job is to listen, to connect the dots between your needs, and to determine how we can best help you have your baby. If you’re asking how much does it cost for a surrogate, we’ll walk you through every step of the process to ensure there are no surprises.

To make an appointment with one of our counselors or physicians, please call (212) 661-7673 or email info@surrogacy4all.com. We look forward to hearing from you.

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Disclaimer: THIS WEBSITE DOES NOT PROVIDE MEDICAL ADVICE AND MAY BE OUT OF DATE. The information, including but not limited to text, PDFs, graphics, images, and other material contained on this website, is for general educational purposes only. No material on this site is intended to be a substitute for professional medical advice, diagnosis, or treatment, and does not create a patient-doctor relationship. Pricing on the website may be out of date, is subject to change without notice, and may be subject to additional terms and conditions. No information on this site is intended to be a financial quote for medical services. Always seek the advice of your physician or other qualified healthcare provider with any questions you may have regarding a medical condition, lifestyle or dietary changes, treatments, and before undertaking a new healthcare regimen. Never disregard professional medical advice or delay in seeking it because of something you have read on this website.

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