Compare estimated U.S. surrogacy costs by state based on compensation, legal, insurance, IVF and travel assumptions.
Select a state and adjust the planning assumptions to create an estimated cost range.
Select a state to compare its estimate with the broad national planning range.
Legal information is displayed separately from cost estimates. Review the linked state guide and consult qualified reproductive-law counsel for case-specific advice.
Cost is only one part of choosing a surrogacy journey. Get help reviewing matching, medical, legal, insurance and travel considerations.
Speak With a Surrogacy4All CoordinatorThe surrogacy cost by state calculator helps intended parents compare estimated surrogacy expenses across different U.S. states. To use the calculator, select your state, then choose the applicable surrogate experience, indicate whether embryos are ready, select your insurance status, and specify any travel requirements. Click “Calculate State Estimate” to generate an estimated cost range for your selected state. The calculator also provides a breakdown of estimated surrogate compensation, agency fees, legal costs, insurance, IVF or embryo creation, and travel or miscellaneous expenses.
Several factors can influence the surrogacy cost by state. The calculator considers the following:
The calculator uses these planning factors to provide a low-to-high estimated range. Because every journey is different, the result is an educational planning estimate rather than a quote or financial guarantee.
There is no single surrogacy cost that applies to every state or family. The calculator uses a broad national planning range of $120,000–$180,000 and allows you to compare that range with a state-specific estimate. Your actual cost may be higher or lower depending on surrogate compensation, legal requirements, insurance, IVF needs, travel, and other case-specific factors.
There is no universally cheapest state for every family. Compensation and travel may be lower in one state while legal, insurance or logistical factors increase other costs.
Not necessarily. The legal structure should be reviewed by qualified reproductive-law counsel.
At least quarterly and whenever program compensation, legal requirements or insurance assumptions materially change.
Explore estimated surrogacy costs and state-specific information to better understand your options.
Our job is to listen, to connect the dots between your needs, and to determine how we can best help you have your baby. If you’re asking how much does it cost for a surrogate, we’ll walk you through every step of the process to ensure there are no surprises.
To make an appointment with one of our counselors or physicians, please call (212) 661-7673 or email info@surrogacy4all.com. We look forward to hearing from you.
Surrogacy4All is a unique international surrogacy service targeted at providing state of the art IVF and surrogacy services to Intended Parents irrespective of age, sex or color, at the lowest possible cost in the world.
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